Effective Date: 10/01/2025

These Terms of Service ("Terms") govern your access to and use of Florida Insurance Marketers, Inc services (“Services”). By using our Services, you agree to these Terms. If you do not agree, you must not use our Services.

1. Service Overview

Florida Insurance Marketers, Inc provides customer care and marketing. Use of our Services is subject to these Terms and all applicable laws.

2. Eligibility

To use our Services, you must be at least 18 years old and capable of forming a binding contract under applicable laws. Providing false information during registration or use of Services may result in termination of your account.

3. Privacy and Data Usage

No Sale or Sharing of Data: We value your privacy. We do not sell, rent, or share your personal data with third parties for marketing or commercial purposes. Your data is only used to provide and improve our Services, as outlined in our Privacy Policy.

4. Permitted Use

You may use our Services only for lawful purposes. Prohibited activities include:

• Violating any applicable laws or regulations.
• Misusing the Services to send spam, malware, or engage in fraudulent activities.
• Attempting to disrupt or harm our Services or infrastructure.

5. Fees and Payments

Use of certain Services may require payment. All fees are outlined during the registration or subscription process. Failure to make timely payments may result in suspension or termination of access to our Services.

6. Intellectual Property

All intellectual property rights related to the Services, including content, logos, and trademarks, remain the property of Florida Insurance Marketers, Inc. You may not copy, modify, or distribute any materials provided through the Services without prior written consent.

7. Account Suspension and Termination

We reserve the right to suspend or terminate your account for violating these Terms or engaging in unlawful behavior. Termination may occur without prior notice in cases of severe violations.

8. Limitation of Liability

To the maximum extent permitted by law, Florida Insurance Marketers, Inc is not liable for any indirect, incidental, or consequential damages resulting from the use of our Services.

9. Modifications to Terms

We may update these Terms at any time. Continued use of the Services after changes are made constitutes your acceptance of the updated Terms.

10. Governing Law

These Terms are governed by the laws of FLORIDA. Any disputes will be resolved exclusively in the courts of FLORIDA.

11. Communications

We may utilize your Personal Information to send you informational bulletins, promotional content, marketing materials, and other relevant communications that could benefit you. You have the option to discontinue any or all such communications by using the unsubscribe feature included in our emails or by reaching out to us directly.

12. Text Messaging/SMS Services

You maintain complete control over text message communications from Florida Insurance Marketers and may subscribe or unsubscribe at your convenience. Text messages may be delivered via automated dialing technology. Your consent to receive messages is voluntary and not a prerequisite for any purchase. The frequency of messages will depend on your account activity. Standard messaging and data charges from your carrier may apply. Text HELP for assistance with this service. To discontinue text messages, simply reply STOP to any message or contact us at 954-332-9901.

13. Contact Information

For questions about these Terms or our Services, please contact us at:

Email: MARC [at] INSUREFIM [dot] COM

Phone: 954-332-9901

By accessing or using our Services, you acknowledge that you have read, understood, and agree to these Terms.